Spirit Of Alaska FCU

1st Quarter 2012

24/7 Online Account Opening

No more unnecessary trips to the branch! Online Account Opening is here to make your life as easy as possible. Convenient technology is essential to any great banking experience–that's why we're proud to now offer this new service. It provides around-the-clock online account opening, plus state-of-the-art security to ensure your personal information is always protected.

If you're like most of us, you've had confusing, even frustrating experiences applying for credit cards and/or accounts online. The Spirit of Alaska FCU Online Account Opening platform was specifically designed to make it as painless as possible, verifying your identity and funding your account, all in real-time!

Look for the new apply now buttons on our web site rolling out in April. You will find it's quick and easy to apply for additional accounts at Spirit of Alaska FCU. You can open an account in less than 10 minutes. Once Online Account Opening is live, please call us at 907-459-5900 or email us at info@spiritofak.com with any questions.

What to Keep/Throw Away

After your taxes are filed, take the time to go through your financial papers and decide what to shred and store. Here are a few tips to help you keep what's important and get rid of the rest.

Shred:

  • Canceled checks
  • Old Social Security statements
  • Credit card, bank and ATM receipts (once you've verified your monthly statement)
  • Utility bills (unless you need for taxes)
  • Paystubs (once you have your W2 for the year)
  • Old annual reports from investments

Keep:

  • Legal documents like wedding license, divorce papers, birth certificates, and deeds.
  • Supporting tax documents in case of audit for up to three years.
  • Home improvement records until you sell the house.
  • Active policies like insurance, medical, and pensions or retirement account.

Remember to shred unwanted documents to help prevent identity theft or fraud. Use a personal shredder or participate in a local shredding event. Make sure you check with your lawyer or tax professional before disposing of any important documents.

For a comprehensive list with a timetable, visit www.SuzeOrman.com under "Record Keeping."

The Benefits of a Safe Deposit Box

Safe deposit boxes can be used for a wide variety of items. Some people choose to leave their important documents such as a social security card, birth certificate, passport or even old coins and bills. If you're considering renting a safe deposit box to keep your valuables, family heirlooms or important documents, here are a few things to consider.

You should contact your insurance agent. See what your insurance policy states if you have contents in any other place besides your home – you may be able to add the contents of your safe deposit box to the policy. If you have valuables such as jewelry, family heirlooms or old photographs, make sure to seal them in plastic bags or something similar.

Items that take a long time to replace such as a birth certificate or family records definitely belong in a safe deposit box. Make sure you remember to add family members to your safe deposit box access – if you're out of town and someone in your immediate family needs to gain access to a document that is stored in the box, the credit union needs to know that your significant other or children are allowed to remove or take items.

There are plenty of items that don't belong in your safe deposit box: food, beverages, original copies of medical care instructions or Power of Attorney documents. It's always a good idea to keep copies of these documents in your safe deposit box, but it may be best to leave the originals with your lawyer.

In short, here's a list of things to keep and a few things not to keep in your safe deposit box:

Keep:

  • A copy of your marriage certificate
  • A copy of your birth certificate
  • A copy of your passport
  • A copy of your college degree
  • A copy of your professional license(s)
  • A copy of separation/divorce papers
  • A copy of your social security card
  • A copy of your health information (vaccinations, hospitalization records)
  • Any deeds, titles, or title insurance to your home or vacation property, automobile
  • A DVD of all valuables in your home
  • A copy of big-ticket items in your home (save receipts)
  • A copy of home improvement receipts
  • Coins, jewelry or other family heirlooms
  • A copy of the original stock certificates and U.S. Savings Bonds
  • A copy of your employment contract

Don't Keep:

  • Original will documents
  • Food and beverages
  • Corrosive or explosive material
  • Power of Attorney documents
  • Living trust documents
  • Other trust documents

These suggestions are only a general guideline, be sure to check with your lawyer or tax professional for further recommendations. If you're interested in a safe deposit box, call us at 907-459-5900 or stop by the Johansen branch to secure yours today!

Spirit Of Alaska FCU

Coming Soon

New to the newsletter, scroll down to read about community events, programs, and other non profits.

Annual Meeting

April 17th
Johansen Branch – upstairs
495 Harold Bentley Ave
Refreshments served at 5:30 pm
Meeting starts at 6:00 pm

Coming Soon

Open and Fund accounts 24/7
Introducing INMO 24/7 online account opening. Look for it April 2012.

Upcoming Events

Earth Day
April 22nd

Beat Beethoven 5k run
April 14th

Alaska Walk for Autism
April 28th

Chena River Run
May 5th

Relay For Life
June 1st

Fish and Game Kid's Fun Day
End of May

Holiday Closures

Memorial Day
Monday May 28th

Independence Day
Wednesday July 4th

 

Community Corner

American Cancer Society Relay For Life
This Year the Relay for Life will be on June 1st, 2012 at the West Valley High School outdoor track. Our Mortgage Specialist Kate has formed a Spirit of Alaska FCU team this year and it is something that she is truly devoted to! The Relay is a full 24 Hours! The Relay will start June 1st, 2012 at 6pm and will end June 2nd, 2012 at 6pm. Participants will be at the Relay for the entire time.

Every team is required to have a person walking the track at all times, in Kate's words to her team mates; 'Yes this means ALL-NIGHT! I know this sounds hard, but it is truly a wonderful time and an even more wonderful cause!"

If you are interested in helping Kate raise funds for this great cause that has touched so many lives, please give her a call at 459-5905 or go to www.relayforlife.org to donate online. Follow these simple steps:

  1. Scroll down and enter "Fairbanks" in the Find Event box and press enter.
  2. Click on 2012 Relay for Life – Fairbanks.
  3. Scroll down to the Donate box on the right hand side of the page.
  4. Click Support a team.
  5. Enter "Spirit of Alaska FCU and press Go.
  6. Scroll down and click on Donate Now next to the team name – Spirit of Alaska FCU. Click the team name to see how they're doing!

What Happens at a Relay Event
There are many moments that create the Relay experience. Specific details vary by event. But the key moments that all events share in common are listed below:

Survivors Lap
Relay starts with a Survivors Lap – an inspirational time when survivors are invited to circle the track together and help everyone celebrate the victories we've achieved over cancer. We also recognize and celebrate caregivers at Relay For Life. These individuals give their time, love, and support to friends, family, neighbors, and coworkers who face cancer.

Luminaria Ceremony
After dark, we honor people who have been touched by cancer and remember loved ones lost to the disease during the Luminaria Ceremony. Candles are lit inside bags filled with sand, each one bearing the name of a person touched by cancer, and participants often walk a lap in silence.

Fight Back Ceremony
Last, there is a Fight Back Ceremony, where we make a personal commitment to save lives by taking up the fight against cancer. That personal commitment may be to do something as simple as getting a screening test, quitting smoking, or talking to elected officials about cancer. By taking action, people are personally taking steps to save lives and fight back against a disease that takes too much.

History of Relay for Life
One person can make a difference. Nowhere is that more evident than with the story of the American Cancer Society Relay For Life, which began in Tacoma, Washington. In the mid-1980s, Dr. Gordy Klatt, a Tacoma colorectal surgeon, wanted to enhance the income of his local American Cancer Society office and to show support for all of his patients who had battled cancer. He decided to personally raise money for the fight by doing something he enjoyed – running marathons.

In May 1985, Dr. Klatt spent a grueling 24 hours circling the track at Baker Stadium at the University of Puget Sound in Tacoma. He ran for more than 83 miles. That first year, nearly 300 of Dr. Klatt's friends, family, and patients watched as he ran and walked the course. Throughout the night, friends donated $25 to run or walk with Dr. Klatt for 30 minutes. His efforts raised $27,000 to fight cancer.

While circling the track those 24 hours, Dr. Klatt thought about how others could take part in his mission to fight cancer. He envisioned a 24-hour team relay event that could raise more money to fight cancer. Over the next few months, he pulled together a small committee to plan the first team relay event, known as the City of Destiny Classic 24-Hour Run Against Cancer.

In 1986, with the help of Pat Flynn – now known as the "Mother of Relay" – 19 teams took part in the first team Relay event on the track at the historic Stadium Bowl and raised $33,000. An indescribable spirit prevailed at the track and in the tents that dotted the infield.

National Autism Awareness Month
Autism Ribbon
In order to highlight the growing need for concern and awareness about autism, the Autism Society has been celebrating National Autism Awareness Month since the 1970s. The United States recognizes April as a special opportunity for everyone to educate the public about autism and issues within the autism community.

Join the Autism Society in getting involved with the autism community this April.

Put on the Puzzle! The Autism Awareness Puzzle Ribbon is the most recognized symbol of the autism community in the world. Autism prevalence is now one in every 110 children in America. Show your support for people with autism by wearing the Autism Awareness Puzzle Ribbon – as a pin on your shirt, a magnet on your car, a badge on your blog, or even your Facebook profile picture - and educate folks on the potential of people with autism! To learn more about the Autism Awareness Puzzle Ribbon visit http://www.autism-society.org/about-us/puzzle-ribbon.html.

About the Alaska Chapter

The Autism Society of America Golden Heart Chapter serves people experiencing Autism in the state of Alaska. The Autism Society of America (ASA) is the leading voice and resource of the entire autism community in education, advocacy, services and support. The ASA is committed to meaningful participation and self-determination in all aspects of life for individuals on the autism spectrum and their families.

The Golden Heart Chapter was established in July 2008 and is the only chapter in the state of Alaska. We are part of network of over 150 nationwide chapters. Membership to the Autism Society is open to all. We have a Board of Directors comprised of volunteers from across the state who are elected by the members.

Our Mission
To improve the lives of all affected by autism. We do this by increasing public awareness about the day-to-day issues faced by people on the spectrum, advocating for appropriate services for individuals across the lifespan, and providing the latest information regarding treatment, education, research and advocacy.

4th Annual Alaska Walk/Run for Autism – Fairbanks
Carlson Center
Fairbanks, Alaska
Saturday, April 28, 2012
http://www.asagoldenheart.org

Description
5K walk/run sponsored by the Autism Society of Alaska is sponsoring the 4th Annual Alaska Walk/Run for Autism in Fairbanks. We are a non-profit 501 (c)3 organization dedicated to improving the lives of all affected by autism.

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